Unified Lending Inc

Mortgage Lender in South Jordan

Buying a home?


We educate, inform, and assist home-buyers for purchases and refinances.


From our low rates and fees to our outstanding customer service, everything we do is


aimed at improving your experience. 


Give us a call today to find out how we can help you with your financing needs:


(801) 960 – 2111



What Our Customers Say 

I am so glad someone referred me to these guys! I had trouble refinancing previously and was not very confident going into the process again. Spencer was confident and gave me all my options, along with the pros and cons. They made it far easier than other companies I dealt with in the past. Spencer and Robert are the best and I can’t recommend them enough. Thank you!
Aly Michale

I have worked with Spencer Stott and Unified Lending twice now. The first time was for the purchase of my current home and the second time was to refinance it. He and his team are a wonderful group to work with. I’ve never had an easier time with a lending company. I highly recommend and promise that you will not be disappointed.

David Bowman

I have used Spencer Stott and Unified Lending several times for purchasing and refinancing and have always found them to be professional and extremely helpful. Spencer has always been available to answer any question I might have and has been able to trouble shoot any issue that might come up. The staff at Unified Lending has closed my loans in an efficient and timely manner. I am 100% satisfied with the service I have had with Spencer and Unified Lending and would wholeheartedly recommend them to anyone. Thank you guys for such wonderful service!

Kim Faanunu

My refinance with Spencer Stott and his team was a smooth process. They were professional from the beginning to the end of my refinance answering important questions and making sure all details of my refinance was handled with ease. I highly recommend Unified Lending, Spencer Stott and his team.
Janice Davis

Spencer and his team were very professional even though they had a tremendous amount of other loans they were simultaneously working on. They made the entire process as painless as possible and were always patient with our questions. And the biggest thing for me was how trustworthy Spencer was. There were some numbers that didn’t match up with the initial quote and he went out of his way to fully rectify it; truly a man of his word. Someone we would work with again for sure.

Nick Taylor

I have know Spencer Stott for over 10 years when I approached him for both my new mortgage and a re-finance. In my opinion, he is one of the best in his business. He is patient, professional, and responds quickly. I appreciated how he invested his time and attention to answer all of my MANY questions and concerns. He also went above and beyond to make me feel like a valued and trusted client. I would highly recommend him without any reservations.

Cindy Wong

Meet The Team

Before we were a business, we were people.

People with families. 

People that were first-time home buyers.

People that had no idea what we were doing the first time we bought a home. 

Now we’re a small team making sure you have everything you could possibly hope for when buying a home.

Click below to get to know us better. 

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